ELIMINATE DEBT, GET CONTROL OF YOUR FINANCES,

AND LIVE MORE GENEROUSLY

8 Simple Steps to Gift Giving Without Breaking the Budget

While gift-giving is a wonderful expression of love and joy, it can easily become problematic when it leads to debt or financial strain. During the holiday season, many people overspend, often going into debt—not necessarily out of love for God, but due to emotional spending, materialism, or the pressure to keep up with others. In some cases, the desire to provide children with the gifts they didn't have growing up can also lead to overspending. Unfortunately, studies show that many individuals are still paying off their holiday debt well into the new year.

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