ELIMINATE DEBT, GET CONTROL OF YOUR FINANCES,

AND LIVE MORE GENEROUSLY

"Dear Art, Everyone Seems to Be Doing Better Than Me, and I Feel Like I Am Failing My Family"

Art, I am in my mid-forties and feel like I am really behind my peers. Everyone around me seems to be doing better than me, and I feel like I am failing my family. We have $45,000 in debt (truck, car, and credit cards), $25,000 in my retirement account, and about $6,000 in our savings account. We don’t own a home and don’t feel like we ever will. Do you have any advice for me?

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