5 Signs You May Need a Christian Financial Counselor

Thirty-nine percent of U.S. adults do not have someone they can personally turn to for trusted financial guidance, according to the National Financial Educators Council.

Maybe this is you.

Christian Financial Counselors help individuals and couples discover and pursue God’s design for money. Practically, Christian Financial Counselors guide individuals and couples in making wise financial decisions, build sound financial habits, and increase their biblical, financial literacy.

How do you know if you need a Christian Financial Counselor? Here are a few signs that may indicate you would benefit from a Christian Financial Counselor:

1. Your finances feel out of control.

Your finances feel like one big mess. Every month you are just flying by the seat of your pants. There is no direction, only disorganization. And it stresses you out. You know something must change. A Christian Financial Counselor can help make sense out of the mess. They can help you develop financial goals and organize your finances.

2. You have no idea what financial step you need to take next.

It feels like you are, financially, just existing. There seems to be no progress in your finances. This is, in large part, due to the fact you have no idea what progress looks like. A Christian Financial Counselor can look at your current financial situation and suggest some wise next steps. 

3. You are regularly arguing about money with your spouse.

God designed married couples to operate as one, even in finances. And you want this, but you are struggling to get on the same financial page with your spouse. Money is not a point of unity but a point of division. A Christian Financial Counselor can provide guidance to help a couple get on the same financial page.

4. You don’t know what you don’t know.

You acknowledge that you know very little about money. And this has caused you to make some regretful decisions in the past. You need someone to take a look at your financial situation and educate you on what decisions you should make.

5. You need accountability.

You know what you should do, but this knowledge does not always lead to the right action. You are still tempted to spend money you should save. You still give out of your leftovers. You still add to the credit card balance. Regular meetings with a Christian Financial Counselor can create accountability around your finances.

Christian Financial Counselors help others discover and pursue God’s design for money. If you feel like your finances are out of control or need some financial accountability, a Christian Financial Counselor may be right for you.